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Patience And Contingency
The conveyancing process can be surprisingly slow at times... Are you prepared for delays? In an ideal world, person A agrees to purchase person B's property. The solicitors get to work, contracts are exchanged, money is exchanged and the transaction is completed. In the no-so-ideal world, this process can get horribly held up by various unforeseen circumstances. These can include a bad solicitor somewhere in the chain, a mortgage offer being withdrawn, probate on a will, missing documents etc. etc. There are so many things that can delay the process. Make sure you have some slack and flexibility in your schedule an finances for unforeseen delays!
What does Leasehold mean?
Leasehold means that somebody else has title to the land and that you will therefore have to pay a ground rent and possibly also a service charge to the freeholder (owner of the freehold title). It is normally possible to buy the freehold title at a later date as a separate purchase transaction.
It therefore follows that the valuation of two identical properties, one being leasehold and the other freehold, would result in a lower value being applied to the leasehold property.
It is important to check the length of time remaining on the lease (Commonly the leases would have been originally issued with a 99 year life span). If not much time is remaining on the lease it may be difficult to obtain a mortgage, unless the freehold can also be purchased subsequently.
Some hulme Solicitors
Important Note: Some of these hulme solicitors may not offer legal services for property. Please use our quotation request form to compare quotations from solicitors that offer legal services for property, and with coverage for the hulme area. Because of our special agreement we are always cheaper than going to a panel solicitor direct.
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Did you know - every person has a list of words that they always spell incorrectly?
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